Frequently Asked Questions

Pay As You Go, the ATO's system for collecting income tax across the year. Employers withhold from wages (PAYG withholding) and businesses prepay quarterly (PAYG instalments). Full explanation in what is PAYG.

It depends on income, pay cycle and residency. On $80,000 a year a resident pays about $16,120 in 2026-27, an effective rate of 20.2%. Get your exact figure with the PAYG calculator.

From the ATO's withholding schedules, which convert the annual 2026-27 tax brackets into per-pay amounts. The maths is in how PAYG is calculated.

Yes, with your main employer, and only one employer at a time. The decision rules and second-job consequences are in the tax-free threshold guide.

2% of taxable income for most residents, with a low-income phase-in and a separate surcharge for higher earners without private hospital cover. See the Medicare levy guide or the calculator.

Nothing below $69,528 of repayment income, then 15c per dollar to $129,717 and 17c above, switching to 10% of total income at high incomes. Rates in the HECS rates guide, your figure in the HECS calculator.

Your last return showed $4,000 or more of business or investment income and a tax bill over $1,000, so the ATO enrolled you automatically. Details in why you got an instalment notice.

Yes, by varying it on the activity statement before the due date with a genuine estimate. Steps and the 85% rule are in varying PAYG instalments.

The same individual rates as an employee on the same income; there is no separate ABN rate. Run your profit through the sole trader tax calculator.

It is now an income statement in myGov under ATO online services. The exact click-path is in the income statement guide.

All of them are on this site in searchable form: weekly, fortnightly, monthly and Schedule 5 for bonuses, all under tax tables.

The 16% rate fell to 15% on income between $18,201 and $45,000, worth up to $268 a year, and the HELP threshold indexed to $69,528. Full breakdown in the 2026-27 changes guide.