Salary Inclusive of Super Calculator

This salary inclusive of super calculator splits a total package into the base salary you are paid and the super your employer adds. At the 12% super guarantee rate, a $112,000 package is $100,000 of salary and $12,000 of super. Enter your package to see the base and your take-home pay.

Jump to:CalculatorHow to calculate itIncluding vs plus superMaximum contribution baseFAQSources
Your Package
Results update automatically as you type
$
The total remuneration figure in the job ad or contract, per year
Your Results
Your base salary
$100,000
plus $12,000 of super guarantee
Super guarantee
$12,000
Tax and Medicare
$22,520
Take-home a fortnight
$2,980
2026-27Base salaryTax and MedicareTake-home
Year$100,000$22,520$77,480
Month$8,333$1,877$6,457
Fortnight$3,846$866$2,980
Week$1,923$433$1,490
Swipe right →

How to calculate base salary from a package including super

Package / 1.12 = base salary. The other 10.7% of the package is super. Only the base salary is taxed through your pay.

Package including superBase salarySuperTake-home a year
$80,000$71,429$8,571$58,051
$100,000$89,286$10,714$70,194
$120,000$107,143$12,857$82,337
$150,000$133,929$16,071$100,551
$200,000$178,571$21,429$127,859
Swipe right →

Salary including super vs salary plus super in job ads

"$100,000 plus super" pays $100,000 of salary with super on top. "$100,000 including super" pays $89,286. That is $10,714 a year less in your bank account for the same headline number, so compare offers on base salary. The super guarantee calculator works the other way, from salary to super.

When the split is not 12%: the maximum contribution base

Employers do not have to pay super guarantee on earnings above the maximum contribution base, which is $270,830 for 2026-27. From 1 July 2026 it is a yearly figure under Payday Super. A package above $303,329.60 carries the minimum $32,499.60 of super, and everything else is salary. The calculator applies this automatically.

Packages at this level also meet Division 293 tax on super contributions. For the tax on the base salary itself, use the PAYG calculator or the take-home pay calculator.

Frequently asked questions

How do I work out my base salary from a package including super?
Divide the package by 1.12. A $112,000 package is $100,000 of salary and $12,000 of super. Above $303,329.60 the split changes, because super guarantee stops at the maximum contribution base.
Is the super in my package taxed as income?
Not on your payslip. Super guarantee is not part of your taxable income. Your fund deducts 15% contributions tax when it arrives.
Can my employer pay super on salary above the maximum contribution base?
Yes. $270,830 is where the minimum stops for 2026-27, not a ceiling on what an employer can pay. Your contract decides which applies to you.
Is total remuneration the same as salary?
Usually not. Total remuneration or a total package normally includes super, and sometimes other benefits. Salary is the part paid to you before tax.

Sources

Each source below was retrieved on 6 October 2026 and returned a live page.

  • ATO: Super guarantee (QC18123, last updated 17 April 2026). The 12% rate for 2026-27 and the $270,830 maximum contribution base, with its formula.
  • ATO: Tax rates: Australian residents. The 2026-27 resident scale used for take-home pay.
The paygcalculator.au team
Australian PAYG and tax research

We build the calculators and write the guides on PAYG Calculator Australia. Every rate, threshold and due date is checked against current ATO source material and carries the financial year it applies to. Figures in worked examples are computed by the same tax engine that runs the calculators, so the numbers you read match the numbers you get. Corrections to hello@paygcalculator.au.

Published: 6 October 2026 · Updated: 6 October 2026