Monthly Tax Table 2026-27
How much tax comes out of monthly pay in 2026-27, with and without the tax-free threshold. A monthly wage of $8,500 has about $1,930 withheld, leaving $6,570 in hand.
The table below covers common monthly wages in $500 steps. For your exact pay, the monthly tax calculator works it out to the dollar, including HELP debts and the no-threshold scale.
Monthly withholding amounts 2026-27
Australian resident rates including the Medicare levy and low income tax offset. The no-threshold column applies to second jobs and anyone who answered no on their TFN declaration.
| Monthly gross pay | Tax withheld (threshold claimed) | Tax withheld (no threshold) | Take-home pay |
|---|---|---|---|
| $2,500 | $106 | $333 | $2,394 |
| $3,000 | $224 | $452 | $2,776 |
| $3,500 | $328 | $555 | $3,172 |
| $4,000 | $467 | $694 | $3,533 |
| $4,500 | $634 | $862 | $3,866 |
| $5,000 | $802 | $1,029 | $4,198 |
| $5,500 | $969 | $1,197 | $4,531 |
| $6,000 | $1,130 | $1,358 | $4,870 |
| $6,500 | $1,290 | $1,518 | $5,210 |
| $7,000 | $1,450 | $1,678 | $5,550 |
| $7,500 | $1,610 | $1,838 | $5,890 |
| $8,000 | $1,770 | $1,998 | $6,230 |
| $8,500 | $1,930 | $2,158 | $6,570 |
| $9,000 | $2,090 | $2,318 | $6,910 |
| $9,500 | $2,250 | $2,478 | $7,250 |
| $10,000 | $2,410 | $2,638 | $7,590 |
| $10,500 | $2,570 | $2,798 | $7,930 |
| $11,000 | $2,730 | $2,958 | $8,270 |
| $11,500 | $2,908 | $3,135 | $8,593 |
| $12,000 | $3,103 | $3,330 | $8,898 |
| $12,500 | $3,298 | $3,525 | $9,203 |
| $13,000 | $3,493 | $3,720 | $9,508 |
| $13,500 | $3,688 | $3,915 | $9,813 |
| $14,000 | $3,883 | $4,110 | $10,118 |
| $14,500 | $4,078 | $4,305 | $10,423 |
Method: annual tax on the equivalent yearly income, divided by 12 pays. The ATO's official schedule works per pay event and rounds to whole dollars, so payslip figures can differ by a few dollars each pay. Both approaches settle to the same annual tax at your return.
How to read this table
Find the row closest to gross monthly pay before tax and super. The withheld column is what the employer takes out under PAYG withholding; the take-home column is what lands in the bank. Use the no-threshold column when the job is a second job, because the tax-free threshold belongs to one employer only. The rates behind every figure are the 2026-27 tax brackets.
These figures assume no HELP debt. A study loan adds a repayment component above $69,528 of annual income for 2026-27, which the monthly tax calculator includes with one toggle. Employers should confirm final amounts against the ATO's published monthly schedule before running payroll.
Frequently asked questions
How much tax comes out of $7,000 a month?
Which monthly tax table applies from 1 July 2026?
Why is monthly withholding not exactly weekly times four?
Does the monthly table cover salary plus super?
Related resources
Monthly Tax Calculator
Your exact figure, including HELP and the no-threshold scale
Calculate →Weekly Tax Table
The same 2026-27 amounts on a weekly pay cycle
Open →Fortnightly Tax Table
The same 2026-27 amounts on a fortnightly pay cycle
Open →Tax Brackets 2026-27
The annual rates these monthly amounts are built from
Open →
Narelle Hartigan is a CPA-qualified tax accountant with over a decade of experience in Australian personal taxation and payroll. She founded PAYG Calculator Australia to make tax withholding easy for every Australian worker to understand.