Fortnightly Tax Calculator

Enter your fortnightly pay and see the 2026-27 tax withheld. A resident on $3,000 a fortnight claiming the tax-free threshold takes home $2,405 after $595 tax.

Fortnightly Pay
Results update automatically as you type
$
Gross pay before tax. Enter the amount and how often you receive it
Claim the tax-free thresholdUntick for a second job so the first $18,200 is taxed
HELP / HECS debtAdds compulsory study-loan repayment above $69,528
Salary includes superannuationTick if your package is quoted including the 12% super guarantee
Medicare levy exemptionFor eligible foreign residents and exemption category holders
Interesting facts
  • The fortnightly schedule assumes 26 pays a year. Your fortnight is multiplied by 26, taxed as a full year, then divided back.
  • Some financial years fit 27 fortnightly paydays. The ATO publishes optional extra withholding amounts so the extra pay does not leave you short.
Your Results
Your take-home pay
$62,520
per year · $2,405 per fortnight · $1,202 per week
Tax withheld
$15,480
Effective rate
19.8%
Employer super
$9,360
WeeklyFortnightlyAnnually
Gross pay$1,500$3,000$78,000
Income tax$268$535$13,920
Medicare levy$30$60$1,560
Take-home pay$1,202$2,405$62,520
Swipe right →

Tax bracket breakdown

BracketRateTaxableTax
$0$18,2000%$18,200$0
$18,200$45,00015%$26,800$4,020
$45,000$135,00030%$33,000$9,900
Income tax$13,920

Tax by bracket

15%$4k30%$10k

Where your gross goes

  • Take-home pay80%
  • Income tax18%
  • Medicare levy2%
Annual take-home
$62,520
Per fortnight
$2,405
Disclaimer: This tool provides general estimates only and does not constitute tax or financial advice. Results are based on ATO rates and formulas for 2026-27 but may not capture your complete personal circumstances. Verify your figures with the ATO or a registered tax agent before making decisions.

This page is the fortnightly view of the site's PAYG engine. Every other cycle and special case is covered at all calculators.

How fortnightly withholding works

The ATO's fortnightly schedule annualises each pay: your fortnightly earnings, ignoring cents, are multiplied by 26, a full year of tax is calculated on that figure using the 2026-27 tax brackets plus the 2% Medicare levy, and the answer is divided back into one fortnight. The tax-free threshold is built into the standard scale, which is why low pays withhold nothing at all.

Because each pay event is treated as typical, a fortnight with heavy overtime withholds at a rate your real annual income never reaches, and the excess returns as a refund after you lodge. The step-by-step maths, including how HELP repayments stack on top, is in how PAYG is calculated.

The 27-pay year, explained

Twenty-six fortnights is 364 days, one or two days short of a full year. Those spare days accumulate, so every eleven years or so your payday lands 27 times inside one financial year. The schedule is built on 26 pays, which means each pay withholds one twenty-seventh too little in that year. On middling wages the shortfall is usually a few hundred dollars at your return.

The fix is voluntary: the ATO publishes flat extra amounts you can ask payroll to withhold from each fortnight during a 27-pay year. The 2026-27 amounts are in the table alongside.

Fortnightly earningsExtra withholding
$1,700 – $5,199$12
$5,200 – $7,249$27
$7,250 and over$48

ATO additional withholding per fortnight when a financial year has 27 pays. Optional, requested by the employee.

Look your pay up instead

If you want the schedule amounts rather than a calculator, our fortnightly tax table lists 2026-27 withholding for fortnightly pay from $1,000 to $6,000, on both the threshold-claimed and no-threshold scales, computed from the same engine as this page.

Paid every week rather than every second one? Per-pay rounding makes the numbers differ slightly from halving a fortnight, so use the weekly tax calculator for that cycle.

Frequently asked questions

How much tax do I pay on $3,000 a fortnight?
About $595 for a resident claiming the tax-free threshold with no HELP debt, leaving $2,405 in your pocket each fortnight. That wage annualises to $78,000 under the 2026-27 scales.
How much tax on $2,000 or $4,000 a fortnight?
Under the same 2026-27 settings, $2,000 a fortnight withholds about $267 and $4,000 withholds about $915. Enter your exact pay in the calculator above for your own numbers.
What is a 27-fortnight year?
A financial year sometimes fits 27 fortnightly paydays instead of the usual 26. It depends on which day your pay lands and where the weekends fall. The ATO fortnightly table is built on 26 pays, so in a 27-pay year slightly too little tax is withheld across the year and a small bill can appear at your return.
Should I ask for extra withholding in a 27-pay year?
If a tax-time shortfall would annoy you, yes. The ATO publishes voluntary extra amounts for exactly this case: $12 a fortnight on earnings of $1,700 to $5,199, $27 from $5,200 to $7,249, and $48 above that. Ask payroll to add the amount that matches your pay; it stops at year end.
Is fortnightly pay taxed differently from monthly pay?
No. The annual tax on a given salary is identical whatever the pay cycle. Withholding differs by a few dollars per pay because each schedule rounds separately, and it all settles at your assessment.
Should I claim the tax-free threshold on fortnightly pay?
On your main job, yes. Unticking it moves the whole pay onto the no-threshold scale, which withholds tax from the first dollar. The two-job rules are covered in our tax-free threshold guide.

Sources

Narelle Hartigan
Narelle Hartigan, CPA Verified Expert
Tax Accountant & PAYG Specialist

Narelle Hartigan is a CPA-qualified tax accountant with over a decade of experience in Australian personal taxation and payroll. She founded PAYG Calculator Australia to make tax withholding easy for every Australian worker to understand.

CPABCom (Accounting)
Published: 12 June 2026 · Updated: 1 July 2026